Terms & refund policy

Last updated: 12 November 2026

Who we are

Tools for Growth creates digital products: spreadsheets, guides and printable planners. Purchases are processed and delivered by Selar, which handles payment and download links.

What you get

Each product is a digital download, delivered immediately after payment. Product pages describe exactly what's included and what the product does not do.

Licence

• Your purchase gives you a personal licence to use the files for yourself and your own business.
• Please don't share, resell, upload or redistribute the files, in whole or in part.

Refunds

Because our products are instant digital downloads, all sales are final once the files have been delivered. If a file is damaged, won't open, or isn't what the product page described, contact us within 14 days of purchase and we'll send a working copy or arrange a refund through Selar.

No professional advice

Our products are educational and organisational tools. They are not professional accounting, tax, legal, investment or financial advice. You are responsible for the data you enter, for keeping backups, and for decisions you make. Results depend on your circumstances and how you use the tools.

Contact

Message us on Instagram or contact us through the Selar product page.